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Teri’s Journal

This is Mac Miller. He passed away last week at 26 years of age. Since his death, reports have surfaced that he left an estate worth $9 million. But I'm asking "did he have a will?" Stay tuned for more info.If YOU want to know how to get your will together, give me a call at 404 800 4725. ... Show MoreSee Less

2 weeks ago

This is Mac Miller. He passed away last week at 26 years of age.  Since his death, reports have surfaced that he left an estate worth $9 million.  But Im asking did he have a will?  Stay tuned for more info.
If YOU want to know how to get your will together, give me a call at 404 800 4725.

I have mentioned before about special needs trusts. Similarly, there are 529A accounts available for those who have been disabled before the age of 26. These accounts may be opened and funds contributed thereto without impacting the beneficiary's right to receive SSI. However, it is noteworthy that there may be a loss of SSI after the 529A account reaches $100k. The monies in the 529A account may be used for education, housing, transportation, personal services, etc. If you are interested in learning more, please give me a call at 404 800 4725. I look forward to discussing it with you! ... Show MoreSee Less

2 weeks ago

I have mentioned before about special needs trusts. Similarly, there are 529A accounts available for those who have been disabled before the age of 26. These accounts may be opened and funds contributed thereto without impacting the beneficiarys right to receive SSI.  However, it is noteworthy that there may be a loss of SSI after the 529A account reaches $100k. The monies in the 529A account may be used for education, housing, transportation, personal services, etc.  If you are interested in learning more, please give me a call at 404 800 4725.  I look forward to discussing it with you!

If a loved one falls ill or your own health begins to falter, I would suggest looking into nursing home care with all deliberate speed. Nursing homes vary widely with regard to services, cost, quality, amenities and, most importantly, the AGREEEMENT which they will require before admitting a patient for care. In order to avoid a huge mistake, you have to give yourself as much time as possible to consider all candidates. With time to decides, you could request a copy of the contract from all nursing homes under consideration. Then you can perform and analysis of which is the best fit. Even if you wind up not choosing to place your loved one in a nursing home, do the homework in order to avoid a rushed decision if nursing home care is unavoidable. I love to plan and I love talking about this stuff. Give me a call at 404 800 4725 if you need help selecting a nursing home. ... Show MoreSee Less

3 weeks ago

If a loved one falls ill or your own health begins to falter, I would suggest looking into nursing home care with all deliberate speed. Nursing homes vary widely with regard to services, cost, quality, amenities and, most importantly, the AGREEEMENT which they will require before admitting a patient for care.  In order to avoid a huge mistake, you have to give yourself as much time as possible to consider all candidates. With time to decides, you could request a copy of the contract from all nursing homes under consideration. Then you can perform and analysis of which is the best fit. Even if you wind up not choosing to place your loved one in a nursing home, do the homework in order to avoid a rushed decision if nursing home care is unavoidable.  I love to plan and I love talking about this stuff. Give me a call at 404 800 4725 if you need help selecting a nursing home.

If you have a child, planning for his or her college education can be a part of your estate plan. Of course, I encourage the use grants and scholarships where available. Those wanting to provide for the college education may also accumulate savings in a traditional savings account. There is another option: a 529 plan. A 529 plan is essentially an education savings account. It can accumulate in such a way that avoids some of the tax penalties applicable to traditional savings accounts making a 529 plan a savvy option. Also, beginning in 2018, a 529 plan may be used for more than just college or university-- it may be used for k-12 private school tuition. If you have any questions about a 529 plan, please give me a call at 404 800 4725. ... Show MoreSee Less

4 weeks ago

If you have a child, planning for his or her college education can be a part of your estate plan.  Of course, I encourage the use grants and scholarships where available. Those wanting to provide for the college education may also accumulate savings in a traditional savings account. There is another option: a 529 plan.  A 529 plan is essentially an education savings account. It can accumulate in such a way that avoids some of the tax penalties applicable to traditional savings accounts making a 529 plan a savvy option. Also, beginning in 2018, a 529 plan may be used for more than just college or university-- it may be used for k-12 private school tuition.  If you have any questions about a 529 plan, please give me a call at 404 800 4725.

A while back, I created an estate plan for a client. The plan included an irrevocable trust to take ownership of all property. The most important step after trust creation is to officially transfer assets into the trust. This task must be accomplished by the owner of the property and I am not entirely sure that the client in this case has accomplished this. At this point, the client’s health has deteriorated such that it is impossible for the client to handle these financial affairs. The good thing is that I am able to work with the fiduciaries that the client has appointed. So the point here is that making an estate plan is great but it’s not enough if your plan includes a trust taking ownership of assets. The transfers must take place for the plan to be executed as designed. If you have any questions about this, please give me a call at 404 800 4725. ... Show MoreSee Less

4 weeks ago

A while back, I created an estate plan for a client. The plan included an irrevocable trust to take ownership of all property. The most important step after trust creation is to officially transfer assets into the trust. This task must be accomplished by the owner of the property and I am not entirely sure that the client in this case has accomplished this. At this point, the client’s health has deteriorated such that it is impossible for the client to handle these financial affairs. The good thing is that I am able to work with the fiduciaries that the client has appointed.  So the point here is that making an estate plan is great but it’s not enough if your plan includes a trust taking ownership of assets. The transfers must take place for the plan to be executed as designed. If you have any questions about this, please give me a call at 404 800 4725.

Just watched the 60 minutes interview with John McCain. He has given explicit instruction regarding his ceremony down to the place of his burial and the kind of ceremony he wants. He has also reportedly given instruction as to who can(not) attend. A great idea. I encourage you to have these conversations with your loved ones. Pay close attention to those who balk at your instruction, discuss the importance of your desires and consider a different person if you do not believe your wishes will be honored. Call me at 404 800 4725 if you would like to discuss this planning. ... Show MoreSee Less

4 weeks ago

Just watched the 60 minutes interview with John McCain. He has given explicit instruction regarding his ceremony down to the place of his burial and the kind of ceremony he wants. He has also reportedly given instruction as to who can(not) attend. A great idea. I encourage you to have these conversations with your loved ones. Pay close attention to those who balk at your instruction, discuss the importance of your desires and consider a different person if you do not believe your wishes will be honored. Call me at 404 800 4725 if you would like to discuss this planning.

Abuse or mistreatment of residents of nursing homes by its staff should be reported expeditiously. Those reports can be most effectively made to nursing home management or state agencies. If you observe abuse or mistreatment of a nursing home resident by staff, give me a call at 404 800 4725. I, at no cost to you, can help you make the report. ... Show MoreSee Less

1 month ago

Abuse or mistreatment of residents of nursing homes by its staff should be reported expeditiously. Those reports can be most effectively made  to nursing home management or  state agencies. If you observe abuse or mistreatment of a nursing home resident by staff, give me a call at 404 800 4725. I, at no cost to you, can help you make the report.

Getting back to nursing homes....It is important to visit loved ones who are in a nursing home. It is no secret that nursing home residents who have regular visits receive superior care. If the nursing home discourages frequent visits at different times of day, inquire as to why. If there is no good reason, view the nursing home skeptically and conisder removing your loved one if you can. Also very important is to document the condition of your loved one as he or she enters the nursing home and upon every subsequent visit. Take picutres and videos. Verbal testimony in this regard is not as effective as videos and pictures. Document physical AND mental condition. Have your loved one talk and engage as well as walk. If you notice a decline or injury, document that as well. If you have any questions about this post, give me a call at 404 800 4725. ... Show MoreSee Less

1 month ago

Getting back to nursing homes....
It is important to visit loved ones who are in a nursing home. It is no secret that nursing home residents who have regular visits receive superior care.  If the nursing home discourages frequent visits at different times of day, inquire as to why. If there is no good reason, view the nursing home skeptically and conisder removing your loved one if you can.  Also very important is to document the condition of your loved one as he or she enters the nursing home and upon every subsequent visit. Take picutres and videos.  Verbal testimony in this regard is not as effective as videos and pictures.  Document physical AND mental condition. Have your loved one talk and engage as well as walk. If you notice a decline or injury, document that as well.  If you have any questions about this post, give me a call at 404 800 4725.
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